|| Vision Equity Living - The Experts in Home Equity Release Finance ||

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Maintaining Your Equity

For the purpose of illustration, the following Table and Graph show how a sixty five year old who takes the maximum allowable equity release (10%) as a lump sum ($40,000) on a $400,000 home, builds equity under the following conservative circumstances:

Annual property value increase: 4% (Between 1984 and 2004 the average annual increase in property values has been approximately 8% - source ABS)

Interest Rate: 7.05% (Vision’s current variable rate at time of publication)



End of Year	0	5	10	15
Home Value	$400,000	$486,661	$592,028	$720,377
Plan Balance	$40,000	$55,450	$76,869	$106,560
Your Equity	$360,000	$431,211	$515,229	$613,871

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